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Take the time to evaluate your spending habits and determine your financial health. If you do have problems, taking the test can prevent them from getting worse. As a first step, consider:
- Are you always late with bill payments?
- Would you find it impossible to pay for basic living expenses if you lost your job?
- Do you put off medical or dental visits because you can't afford them?
If you answered yes to any of these questions, you will want to take a Debt Test.
Instant Budget Maker (courtesy of Money.com).
Want to test the soundness of your budget? Use this instant budget maker courtesy of Money.com.
Budget & Debt Worksheet
Use the Budget & Debt Worksheet to breakdown your current budget with the help of this printable budget worksheet. Print this page and calculate your budget. (Adobe Acrobat required)
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